clint asked:


Free and Easy Foreclosure Tips. Know the Real Truth about Foreclosures and what the lenders do not want you to know. A nationally renowned expert spills his guts and exposes what has been a closely guarded secret for far too long, and he reveals the honest truth of successfully beating the lenders and winning over the foreclosure action every time. You will also learn many valuable tricks and tips from a secret underground guru that works magic every time and for every challenging real estate situation, most of these have never been revealed publicly before. He has cracked the foreclosure code and for a limit time any homeowner that is facing foreclosure will have all the answers and be able to solve this mystery and successfully be able to save their home.

No matter what your family or friends say to you…Trust me, I am taking all the confusion and mystery out of foreclosures. I will explain every inch of it at a level that a seventh grader will be able to understand. You will know what to say, who to call and when. All the required forms will have simple step-by-step directions needed to fill in and complete. You will have all the answers and ammunition that is needed to get the job done.

Being brutally honest, you will have two decisions to make now… because remember that once the foreclosure action is filed, time is quickly ticking away. You can decide to do nothing for fear of doing something wrong and conclude that it’s just too hard. If that is the case then you might as well call one of the wholesalers and at least let one of them make a few dollars and minimize your losses and they can get you a few bucks to start packing. But remember…you will regret it in years to come because you had all that you needed to get it done now…but you decided…?

The second and best decision is to heed the free advise now and roll up you sleeves and jump in immediately. Visit my website and get your Free and Easy Foreclosure Tips now by pushing a button on your computer. Be committed, read what the expert is sharing with you and beat this foreclosure situation now. This is the biggest investment of your life and your family’s home. All that you need to slay Goliath is ready for you immediately. It’s a once in a lifetime opportunity to be the hero. Do it now…and you will absolutely have NO regrets later?

Educate the homeowner with all the available options that may honestly guide them without any pressure or fear that will enable them to make a rational decision? Today many homeowners are being faced with a foreclosure situation and really have no idea of what steps or actions to take, or who to contact that may give them any kind of unbiased answers?

After the many callers, visitors, post cards, door hangers and letters, most homeowners have had it and basically cut all ties with the world and go underground. A few half-truths from unknowledgeable sources coupled with confusion and fear have created a sense of desperation forcing many honest homeowners to just give up and leave their homes, when in reality they could have actually resolved the issues, stayed in the homes and avoided foreclosure.

Learn the truth of what a foreclosure action really means and the many available options that homeowners may have if they are proactive and don’t delay. Most homeowners can actually resolve the foreclosure action themselves without an attorney and keep their homes. The homeowner may have just had a streak of bad luck that has forced them to get behind temporarily and now that they have managed to get back on tract, they just need some solid direction without being taken advantage of and guidance to get reinstated with the lender.

For many other homeowners that are facing the reality that without the second income they cannot afford to stay, and our valuable Free and Easy Foreclosure Tips offers valuable guidance that can help the homeowner to buy more time to stay until they are able to make some unhurried decisions and may also be able to save some money for a future rental home. Understand why the lenders will not take partial payments and will return any to the borrowers.

Why filing for bankruptcy may generally not work and will actually cost you more money in monthly payments? It is an expensive band-aid. Who can and cannot stop a foreclosure? Actually you will be surprised? Why none of the letters and post cards can do what they claim!

Learn what the lenders really want you to know but can’t tell and the many lies that you believe about them.

Understand all the workings behind the scenes with your lender and the various departments and steps that they must go through. Know the various lender paperwork and agreements that you can use to help get reinstated. What steps to take to save your credit that will help you later?

What do all the callers, post cards, door hangers and yellow letters really mean and the truth of what’s in it for you? Which are the best to use in certain situations, what to look out for and what to say. Know the terminology of what you are talking about. Learn the Truth of Foreclosures with our Free and Easy Foreclosure Tips.

How to get your lender to willingly accept substantially less than what is owed without any recourse to you. Quit fighting it and just allow the guided process to work to your advantage. How to get the lender to pay a full commission to your real estate agent, cover all your back taxes and all your closing costs. Short sale process explained in a simple and understandable interpretation.

If the homeowner has an adjustable rate mortgage that is to reset leading the way for increased monthly mortgage payments, then learn how to get the lenders to postpone the reset for several years. In fact, there are cases where the lenders actually lowered the monthly mortgage payments.

Know and understand if you qualify for refinancing and the best time to apply.

If you have decided to sell your home, then I can show you several proven ways to sell it very quickly yourself in record time. How to correctly engage a real estate agent that will perform miracles for a very fast sell that will cost you nothing and have the agent smiling. Many unknown secrets that get super results that the real estate agents may not even aware of?

How to properly get the property ready to sell including the absolute strategies that are a must. Techniques that are magic and will create multiple offers for your property. Have buyers begging you to sell to them for more money.

Know how to deal with wholesale buyers and not be insulted with their “low-ball” offers. Learn to understand their offer and how that it may benefit you.

Understand what the short sale term really is and how it effectively works to everyone’s best interest. You can negotiate a short sale yourself without any experience and without a law degree. Know how it affects the sale and any potential obligations. Why it may not work on some properties. What forms to use, instructions to complete and when to send and what to tell your lenders.

If your property is of an estate or in probate, some very valuable tips will guide you to do it quickly, legally and profitably.

Discover how to effectively repair your credit quickly and easily so that you may qualify for a refinance and or a new loan within twelve months. There are so many items that affect a credit score. Know which are a must and which ones have no affect. Understand exactly how bad credit affects all your accounts.

Have a complete and overall understanding of the creative real estate industry. Learn more about rent to owns, lease purchase transactions and more. Discover why options are the most powerful agreement to have and know. Know what “flipping” means and why it’s on the realtors suggested reading list.

Be able to access and use all the appropriate legal forms that effectively work with every lender and in most every situation. All forms have been time tested, legally created and have helped to save thousands of homeowners in foreclosure situations and used in other real estate transactions.

Use our Free and Easy Foreclosure Tips and you will know the Truth of Real Estate. Understand the many new and daily buzzwords that have so dominated our news lately. Have a complete knowledge so that you may make a wise and informed decision. Know the Truth of Foreclosures now and have no regrets later. If only I had known…?

Please visit our website now and you can learn the Truth of Real Estate and the many available options that will enable you to make the very best decision for you and your family and for the biggest investment of a lifetime, your home.

Please visit my website today to receive your Free and Easy Foreclosure Tips and know the Truth of Foreclosures. When you know the Truth, the Truth will set you free. Try it now and see the magic. Better than losing your home, right?

http://www.truthofrealestate.com

Bob Smith asked:


The first step in finding your dream home or property that is in foreclosure

or foreclosed is to get connected to Ohio foreclosure listings via the

internet. Once entering a search, you will find multitudes of URL¡¯s available

to give you the information you need, so look around, try out free trials

until you find the one that offers to you the most information at an

affordable price.

Get prequalified!! Set a budget and stick to it. You may get zealous when

you learn of all the opportunities waiting for you, but you don¡¯t want to end

up ON the foreclosure listing. Be realistic on what you should and should

not spend and don¡¯t get too caught up in the moment. This may be your

first property you have found using a foreclosure listing, however, it does

not have to be your last!

Once you find a property or properties you are interested in, do your

research. Remember the first rule in real estate investment is LOCATION,

LOCATION, LOCATION. If you are unfamiliar with the area, check out

schools, tax rates and market values of properties similar to the one you

are considering. Make sure the property will meet or exceed your

investment goals.

Determine if the property needs any type of repairs etc. Many times homes

that are in foreclosure have been neglected or were left in disarray when

the former owners left. Be sure to add to your budget the expenses

necessary to bring the property to the standard necessary for you to either

live in it, rent it or flip it.

Finally, make sure you perform your due diligence. Check the public records

to determine if there are additional liens on the property. If so, attempt to

work them out with the lender. If you purchase a home in foreclosure,

understand you purchase everything about the home, including any liens

that may be attached to it.

Ohio foreclosure listings can be your first step in purchasing a home

currently in a state of foreclosure. Find a foreclosure listing that you can

tell is up to date and is comprehensive, but realize you will still want to

verify all of the info yourself. Talk to the lender and, if possible, the

homeowner, get as much information available regarding the property. Do

your research, make sure this is the property that will assist in

accomplishing your dreams.

Robert Lam asked:


Pre-foreclosure lists: What they are and why you need them

Tens of thousands of foreclosed homes are sitting on the market. It’s easy enough to find them, but how do you find the real gems — the homes that are on the brink of foreclosure? Turns out it’s easy to find them, too. Just use a pre-foreclosure list!

What is pre-foreclosure?

Pre-foreclosure is the initial stage of the foreclosure process. The lender posts official notice that the homeowner is in default on their loan payments. It’s a serious warning from the lender, but the homeowner can still avoid foreclosure by catching up on their payments.

The benefit of pre-foreclosure lists

Pre-foreclosure lists are exactly what they sound like. It’s simply a list of many area homes in pre-foreclosure. The benefit of pursuing properties in pre-foreclosure are that the homeowner and the lender are highly motivated sellers. Both parties are anxious to avoid foreclosure. You can get the best deals by snapping up a house before it’s actually been foreclosed on. In fact, the price can be dropped by as much as 50%!

Pre-foreclosure lists contain thousands of homes. If you keep your pre-foreclosure list up to date, you’ll have time to research the property before buying it. These lists are a valuable, reliable resource for real estate investors.

Where to find pre-foreclosure listings

The best pre-foreclosure lists are the product of elbow grease and solid research. There are at least four good sources of pre-foreclosure listings you can access at little to no cost. You can seriously miss out on a great opportunity if you rely on just one source. Combine the results from each of the four sources for a top-notch list.

1. Public records: Lenders post public notices when a house is going into pre-foreclosure. Hoof it over to your county record office to access these notices. These records are freely available to the public, but expect to pay a few cents to have copies made.

2. Pre-foreclosure websites: The old standby: surfing the net. A quick search will turn up numerous websites that specialize in pre-foreclosure listings. Some sites are free, and others charge a per listing or monthly/yearly membership fee. At the very least, you’ll be able to turn up the basic contact information (name, address, telephone number) of the homes listed.

3. Newspapers: Pick up your local newspaper to read “Notice of Sale” advertisements. Be sure to get your copy hot off the press, so you can be the first to jump on a promising opportunity.

4. Lenders: Because it’s to their benefit, many lenders will provide you with a pre-foreclosure list if you simply ask.

Different types of pre-foreclosure properties

Each type of property comes with different challenges and benefits. Find a listing that’s divided up into sections so you won’t waste your time looking into a government foreclosure if you’re only interested in bank foreclosures. You can focus solely on your specialty.

Obviously there’s the standard bank foreclosure, but there are also different government foreclosures, such as HUD and VA foreclosures. You can also check out impending court auctions. If you prefer to work directly with the homeowners, look into “for sale by owner” properties.

An accurate pre-foreclosure list can help you hone in on the opportunities that fit your resources and knowledge. Rather than hunting around through stacks of newspapers or bookmarking twenty Internet listings, combine them all into one well-organized list, and you’ll be way ahead of the game.

For other helpful foreclosure information, check out the http://www.ForeclosuresUnleashed.net ebook.

Thomas Bladecki asked:


Real estate foreclosures are a hot topic today; investors are excited about possible opportunities to make even more money in the real estate market. Finding listings are much easier to find with the number of companies that offer free foreclosure listings in cities across the United States. While most of them are for a trial period, you can usually get a subscription that will allow you more flexibility in your quest to find foreclosure listings.

The foreclosure market is growing at an unprecedented pace, and it does not seem that it will be slowing anytime soon. The demand for online listings has been the reason that so many new companies are showing up online to offer foreclosure listings. These types of online databases are expensive to maintain and keep the information as accurate as possible, so most charge a subscription fee, however the major companies, have a free trail period in which you can take a look what they have to offer and see if it is worth the money.

While the internet is making it more accessible to locate foreclosed properties, many companies offer listings of the latest foreclosures on the market, you can search them by zip, city, state and a wide range of other options. Do not settle on the first company that offers the listings, they are not all created equal.

Some of these companies get the information “dumped” to them from various agencies, others have people that transcribe this information manually from the actual documents filed at the courthouse and some of them buy the information from other companies that provide the same information. So be sure to investigate and use the trail periods as a testing session.

Once you have tested a couple of the website and the information that they offer, you will be ready to make a decision on which one provides the best and most accurate information available. Since you may find that different sites offer different information, you may need to use more then one in order to compile the information that you should research when looking for potential properties that offer the most profitability.

If you are new to investing, or even an experienced investor and looking for a way to search the millions of listings quickly and efficiently to find the foreclosures that are profitable. Take advantage of this opportunity to search the listings and become a real estate mogul.

Clint Jhonson asked:


Florida is ranked fourth in total number of foreclosures in the United States. This statistic is most evident when looking at statistics on Miami foreclosures which have increased dramatically since the end of the housing boom. However, some real estate experts are suggesting that buyers turn to a free foreclosure list today so they can take advantage of the reasonable prices before they begin turning upward.

Miami is definitely one of the hotspots in Florida, both for tourism and for residential living. However, the popular city has not been immune to recent housing market problems and that’s led to a marked increase in Miami foreclosures. In fact, the city is tenth highest in total foreclosures in the state with 1 foreclosure for every 62 homes. The increase means finding Florida property that is affordable can be fairly easy for people wanting to relocate or to invest in the real estate market there.

However, some real estate experts are encouraging people who want to take advantage of these Miami foreclosures to start taking action now and looking at a free foreclosure list to identify good available homes for sale. That’s because there are some signs that the city’s housing problems may be reaching a plateau very soon.

According to one CNBC housing expert, Miami foreclosures may be slowing down for a number of reasons. For one, he claims finding Florida property is becoming a bit more challenging in the city. If you look at a free foreclosure list of available properties, you may not see as many available as you would for other parts of the Sunshine State. That’s because the excess property is finally drying up.

Another reason for the change in any free foreclosure list is that the Miami market seems to be ahead of the trends. Whatever happens in the rest of the United States occurs about a year earlier in Miami. That means if Miami foreclosures begin to turn around that could also be a good sign for the rest of the United States. However, that also means eager home buyers and investors interested in finding Florida property need to start searching that free foreclosure list now.

Using a free foreclosure list is one of the best ways of finding Florida property right now. Because the list allows you to see which properties are examples of Miami foreclosures, which are going to be more affordable generally, you can narrow your search to just the most desirable pieces of real estate.

Carrie Reeder asked:


Locating a reputable free list of foreclose homes is challenging. Real estate investors earn the bulk of their income by purchasing homes cheap and selling them for a profit. Thus, foreclosed properties are in high demand. If buying a bank-owned or foreclosed home, you can expect to save 20 to 50%. The problem lies in accessing a list of foreclosed properties. Several websites offer listings, however, a subscription fee is required. While some websites will advertise free listings, there are advantages and disadvantages to these types of listing services.

Free Foreclosed Listings Come with a Price

If searching for a free online listing of foreclosed homes, you will come across several websites offering free information. However, the information provided is usually on a trial basis. The majority of listing services involve a subscription fee before you can search for a home.

Nonetheless, many services are agreeable to a free trial. Of course, before you can take advantage of the free trial, you must provide the listing service with your credit card information. At the conclusion of the free trial, they will conveniently bill your credit card, and will continue to do so until you cancel.

Advantages of Free Foreclosed Listings

Although free foreclosed listings are not easily accessible, once you locate a good list, you have the opportunity to purchase an inexpensive home. The best way to find a free listing is through a realtor website. When banks work with realtors to get properties sold, the real estate agent is given permission to list the homes on their personal or company site. Moreover, some states will compile a free listing of foreclosed homes throughout a region.

Free listings are ideal because you can find homes for as little as $10,000. Furthermore, choosing a home from a free foreclosed listing allows you to shop for a home without leaving your computer. Free foreclosed listings include all pertinent information about the home. For example, property descriptions will point out the home’s square footage, number of bedrooms, bathroom, additional features, sale price, condition, etc.

Negative Aspect of Free Foreclosed Listings

Unfortunately, a large number of free foreclosed listings are a waste of time. Because the information is readily available to anyone, most of the properties are contracted before you receive the list. Real estate investors are always in search of free listings. Hence, they generally have the first pick of cheap properties. Moreover, free listings are not updated on a regular basis. If you are serious about buying a foreclosed home, spending a few bucks a month for an accurate and useful list will provide the best results.

Louis Vozza asked:


The foreclosed home buying market is tight. And for good reason. Many people have learned that they can buy properties for a fraction of their value if they buy foreclosure or foreclosed properties. In order to help people find such properties and further their own business, many companies have started offering a free home foreclosure listing to potential buyers. But these “free” guides are not always worth the hassle.

One reason why this type of foreclosure listing may not be worth the trouble is that finding distressed and foreclosed properties in your area is not that difficult to do. Foreclosure listings are public record and can be accessed by everyone at the local courthouse. You can also contact local lending institutions in your area to find out what properties they have foreclosed upon. You can do all of this for no charge.

Granted, finding foreclosed properties on your own can take hours of research. This may make a free home foreclosure listing look like an easier alternative. But even with a free listing, you will have to browse through the countless national listings to find listings in your area. The listings might not even be up to date or accurate when you find them because many listings are generated through huge databases.

Buying foreclosure properties has also become very competitive with many potential buyers vying for the same property. A foreclosure listing that is available to everybody may not give you the competitive edge you need to find the investment opportunity or home of your dreams. In most cases, you can learn of a property quicker and in more detail if you perform the work yourself.

With that said, not all listings are a waste of your time. There are some reputable ones out there. You just need to know how to find them.

The first thing to look at in a free home foreclosure listing are the dates that the properties were listed. Since many foreclosures sell within days of being listed, an outdated list is not going to do you any good. Make sure that the dates are current and the listings fresh and unsold.

You should also be wary of offers from broad sources that promise to give you free listings in exchange for signing up for their “free” newsletter. In many cases, these types of foreclosure listings are only offered as a way to build lists of subscribers’ personal information that will eventually be sold to marketers. Most of the time the information that they give you in return is generic and useless.

Once you get a listing, do not be afraid to put it to the test. If the properties are not local, if they are not current, or if they do not contain accurate information, do not use the list. The chances of finding and purchasing an ideal foreclosed property with an outdated, unspecific free home foreclosure listing are very slim.

Kirk Johnson asked:


PR CONTACT:

Dean Steinman

914-788-1988

Dean@jtlbmedia.com



Peekskill, NY, August 8, 2007 – JTLB Media, which owns and operates CellularRE, one of the leading Real Estate Cellular/Text Message Technology companies (www.CellularRE.com) announced today that the company has entered into a marketing agreement with Illinois based Online-Listing.com (www.online-listing.com), one of the leading Free Worldwide Online Advertising firms.

CellularRE.com and Online-Listing.com will now provide Realtors and For Sale By Owners and Rentals a complete marketing program consisting of a comprehensive online (www.Online-Listing.com) and offline (www.CellularRE.com) program further extending the exposure that Rentals, Realtors and For Sale By Owners or FSBOs receive for their available property listings.

“We are very excited about our relationship with Online-Listing.com and how it complements our existing Real Estate Marketing Program for Realtors and the individual owner. We are most excited about how this opportunity helps drive traffic to our partner’s sites, and how we can now offer a complete marketing package” said Dean Steinman, CellularRE’s Chief Executive Officer. “Real estate professionals and FSBOs who are actively marketing properties for sale or lease are looking for every opportunity to extend the exposure for their property listings. As part of this agreement, “CellularRE’s Customers can now leverage the reach of Online-Listing.com online audience to expose their listings to an even broader audience of potential real estate buyers.” says Steinman. “We are excited to offer Realtors, Rentals and the For Sale By Owners the chance to now get listing information into the hands of those who want it immediately, when they are away from their computer.” Kirk Johnson, Marketing Executive of Online-Listing.com say’s “he’s astonished that his company was chosen to complement CellularRE product and see it’s greatest potential for success”. Kirk also say’s “this is the beginning of a new real estate dynasty ”. I am really excited to give my audience another form of marketing that will save them precious time with quick access.

CellularRE and Online-Listing.com co-marketing programs can be used by Residential Realtors, Commercial brokers, Property Managers, Rental Management Companies, Developers, Builders, and For Sale By Owners to help market and promote their properties to the almost 200 Million wireless subscribers in the US. and the almost 2 billion wireless subscribers worldwide.

Our future goal is to cover the International market with CellularRE product, which includes billion’s of wireless subscriptions, In which Online-Listing.com has begun to focus on recently in the past few month’s coming out with an International site and generating real estate investors who are willing to participate growing it’s network.

About CellularRE:

Based in Westchester County, NY CellularRE is proud to be one of the first comprehensive Cellular Technology companies to the Real Estate Industry. By offering a way to get property listings, information and photos sent right to the cell phone of an interested party when they see a sign on a property, CellularRE is catering to the “instant gratification of information” sect of the population which is growing exponentially monthly. Besides the ability to get listing info from seeing a sign, A Realtor can now send out Text Message alerts to all of their prospects to announce a new property listing. The For Sale By Owner can now let anyone who drives by their house to get all listing info such as price, size, number of bedrooms/baths, taxes and see photos right on their cell phone. CellularRE can be found online at www.CellularRE.com

Contact:

Dean Steinman

914-788-1988

About Online-Listing:

The real estate market was in need of a free advertising network over 2 years ago. The creation of Online-Listing.com was structured to serve International, Realtor, For Sale By Owner, For Rent and Foreclosure home and property listings free on a month to month basis. The website site was also structured to advertise real estate and loan financing company banners. It’s user friendly sites can be in service with only 3 easy steps. Free online advertising in global listing of real estate homes and properties. Future affiliate and partnership programs will be available to all companies in the real estate industry.

Contact:

Kirk Johnson

630-430-4959



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Kirk Johnson asked:


Boston, Massachusetts Home and Property owners are advertising their real estate listings free, Inwhich amounts to great savings. The property (FOR SALE BY OWNER) isn’t worried about losing large some’s of equity after closing. The (REALTOR) who is spending lot’s of funds for home or property representation is completely satified with this network not having to spend once again. The management company who is in desperate need of ( FOR RENT ) tenants can advertise as many times as needed to fill in the vacancy space or better yet advertise on the home pages of our network as a creditable company. Our network is capable of handling just about any situation in real estate needed and is growing to make it better suitable for our audience.

ONLINE LISTING WEBSITES:

Online-Listing.com

Online-ListingInternational.com

Online-Listing.Foreclosure.com

onlinelistingconnect.com

Clint Jhonson asked:


California has laid claim to the number two spot in terms of most foreclosures in the United States – defeated only by Nevada. Los Angeles foreclosures alone have contributed greatly to the state’s ability to rise so far up in the statistics. While the problems for the housing marketing continue throughout L. A. and the rest of the state, now is the best time possible to consult a free foreclosure list and to start investing in good real estate bargains.

First, the bad news needs to be discussed. Los Angeles foreclosures have literally tripled since 2007 when things were already looking bad in the California housing market. More than $2 billion in mortgages have been defaulted on just in the city alone. Clearly, if you pick up a free foreclosure list you are going to find oodles of property ready to be purchased. However, some people may want to skip the free foreclosure list and buy properties at an auction. That is actually not a good move in this housing market.

With Los Angeles foreclosures being so high, the number of auctions has increase dramatically as well. Almost 6,000 real estate auctions have been held in the city between July 2007 and July 2008 – that was an increase of almost 250%. With so many real estate auctions being scheduled, you won’t be able to reach them all and may end up losing valuable property. Plus, you may end up with more troubles than you want, including stubborn former owners who have to be forcibly evicted at your expense.

The free foreclosure list, on the other hand, is one of the best tools for this housing market because it gives an overview of all Los Angeles foreclosures that are now available for purchase. If you’re an investor, you can easily compare the different properties and choose the ones which seem to have the most future potential. The housing market downturn won’t last forever and those Los Angeles foreclosures will eventually be pulling in some steep prices again.

With the free foreclosure list, you can also narrow your search to Los Angeles foreclosures in certain areas of the city. Some parts have been hit harder than others but many of the lowest priced properties are not going to be found in desirable neighbors so you want to be selective when you’re searching the existing housing market.



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